Earning Bitcoin is great. Earning Bitcoin effortlessly? Even better.
For the next 30 days, Xapo Bank is giving members a chance to earn up to USD 500 in BTC per referral, and all it takes is inviting your friends. No complicated hoops to jump through, no limits on how many people you can bring in, just a straightforward way to stack more Bitcoin while helping others do the same.
What’s the deal?
Between 13 March and 12 April 2025, every friend you invite to Xapo Bank earns you USD 42 in Bitcoin per month for a full year. And the best part? They get the same deal.
This is not one of those referral programs where only the inviter benefits. Your friends will be earning right alongside you, which makes it an even better reason to get them on board.
How it works
1. Send your invite
Open the Xapo Bank app, tap on your profile, select “Refer a friend”, grab your referral link, and share it.
2. Stay eligible: Both you and your friend need to:
Ensure the total balance across your Wallet, Savings, and Vault is at least USD 5,000 once a month.
Have your membership fee paid.
3. Get rewarded: Meet the criteria, and you will each receive USD 42 in Bitcoin every month for a year.
If one of you misses a month, you will not earn for that cycle, but you can still qualify again the next month.
Why your friends will thank you
Yes, this is a great way to earn Bitcoin, but it is also a solid way to introduce your friends to a banking experience built for Bitcoin holders. They are not just signing up for rewards—they are unlocking real advantages:
A bank that actually gets Bitcoin
Most banks do not understand Bitcoin. Xapo Bank was built for it. That means no freezing accounts over Bitcoin transactions, no slow settlement times, and no confusing restrictions. Instead, members get a seamless experience where Bitcoin and banking work together, backed by top-tier security like MPC wallet protection and a Swiss-grade bunker that ensures Bitcoin storage is virtually impenetrable.
You are always earning Bitcoin
At Xapo Bank, your Bitcoin is never just sitting there. You earn Bitcoin yield on your BTC, Bitcoin rewards on your USD, and even Bitcoin cashback every time you spend with your Xapo Bank card. Whether you are holding, saving, or spending, your Bitcoin keeps growing.
Get more Bitcoin for every trade
If you are serious about Bitcoin, you know that spreads can eat into your stack. Xapo Bank gives members access to some of the most competitive Bitcoin spreads available, meaning you get more BTC when you buy and keep more when you sell.
A debit card that works with Bitcoin
Imagine being able to spend your Bitcoin anywhere, instantly. Xapo Bank makes it possible with a globally accepted Bitcoin debit card that lets you pay in BTC, earn Bitcoin cashback on purchases, and enjoy zero FX fees on international transactions. No need to cash out or move funds around, just seamless Bitcoin spending, whenever you need it.
Access cash without selling your Bitcoin
Need liquidity but do not want to part with your Bitcoin? Xapo Bank gives members the option to borrow against their Bitcoin instead of selling it. That means you can get instant access to cash while keeping your Bitcoin intact, there is no need to worry about missing out on eventual future price increases or triggering a taxable event*.
Private banking perks
Xapo Bank is more than just an account; it is an exclusive financial experience. Members get a dedicated account manager to assist them with transactions, international banking, and Bitcoin-related services. Whether you need support moving funds, understanding features, or planning your financial strategy, real human support is just a message away.
This way, your friends are not just signing up for a referral reward. They are stepping into a better way to bank, transact, and grow their Bitcoin wealth.
*Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
